YouTube opens stable currency payment, American creators can collect profits in PYUSD

YouTube and PayPal have joined hands to open PYUSD settlement, demonstrating how large technology platforms can introduce stablecoins under clear supervision.
(Preliminary summary: Stripe announced the acquisition of the encrypted wallet Valora, with the intention of promoting the stablecoin network Tempo)
(Background supplement: The "Tether's son" Stable stablecoin chain overturned at the opening, falling 60% from its high point and falling into a trust crisis)

A key signal came out of the United States on Thursday: YouTube and PayPal completed the renewal of their contract, officially allowing American creators to collect income in PYUSD. This decision symbolizes the traditional Internet giant's shift from wait-and-see to action, pressing the start button for settlement on the stablecoin chain.

Seamless "hands-off" architecture

YouTube adopts a "clean layered" design to avoid directly holding crypto assets. The platform still sends USD allocation instructions to PayPal, and PayPal converts the fiat currency into PYUSD on the back end, and finally transfers it to the creator's wallet. May Zabaneh, head of cryptocurrency at PayPal, explained:

“The beauty of our build is that YouTube does not need direct contact with cryptocurrency, which eliminates the complexity faced by the company.”

Through this “firewall”, the Google Group outsources on-chain settlement and only controls the flow of funds, demonstrating a replicable path for large enterprises to introduce stablecoins.

The new encryption regulatory bill recently signed by President Trump officially recognizes stablecoins as legal payment tools. After the legal gray area has been eliminated, the legal pressure on technology companies has been greatly reduced. It is no accident that YouTube chose to release the feature at the end of 2025. Since its launch in 2023, PYUSD’s circulating market capitalization has increased to nearly $4 billion. Google Cloud has previously accepted PYUSD for payment, and now the imaging platform has followed suit, and the Google ecosystem has officially included the U.S. dollar stablecoin in the commercial closed loop.

The offensive and defensive battle against payment railways escalates

Looking at the zoom level, this integration is the prelude for financial technology giants to compete for the next generation of capital flow entrances. PayPal builds a closed ecosystem through PYUSD and Venmo; Stripe acquired Bridge for US$1.1 billion this year in an attempt to create another blockchain settlement railway. The creator economy has become the first stop of competition between the two parties. The key to victory or defeat lies in settlement speed and cross-border costs, rather than the rise or fall of currency prices.

For the creators in front of the screen, choosing PYUSD for payment means that the funds can be directly consumed in the PayPal ecosystem, transferred, or transferred to the chain for investment, which improves the flexibility of cash flow utilization. "Fortune" points out that creators still need to file cryptocurrency taxes and be aware of possible hidden fees for PayPal exchanges.

When the world’s largest audio and video platform lists stablecoins as one of its default options, the standard management of the Internet economy has been rewritten. After the green light of the policy came on, Google and PayPal took off first, and the market is now paying attention to who will be the next giant to follow.